I had an eye-opening conversation with my sixteen-year-old on the drive home from high school the other day. (No, he doesn’t have his license yet. Yes, he’s working on it—slowly. Kids these days, right?) He’s a junior taking Personal Finance this semester. As we talked, it hit me—yet again—that our high schools aren’t doing enough to prepare teenagers for the real world. The course likely covers the basics: checking and savings accounts, maybe a unit on budgeting to avoid spe